APPLICATION PROCESS

To simplify our processes, please download and fill out our e-forms and send them to info@imortgage.co.za.

FICA Documents Required

• Color copies of applicant(s) Identity Documents(s)

• Marriage Certificate & ANC Contract

• If divorced – copy of divorce order

• The most recent Utility Bill reflecting the physical address

• Copy of your SARS registration tax number

Salaried Applicants

• Latest 3 months’ payslips (income to be verified against bank account)
• If in receipt of allowances or variable pay, then 6 months’ latest payslips are required
• Latest 3 months’ bank statements, of the primary bank account, where the nett salary & debit orders reflect. Must be non-internet, stamped bank statements
• If in receipt of variable income, then 6 months’ latest statements will be required
• If applicant is not a SA citizen, copy of residence and work permit

Self-employed Applicants

• Comparative financials covering a period of 2 years

• Letter from an accredited auditor confirming personal income/remuneration / drawings from the business

• 6 Months of non-internet, stamped bank statements for business and personal accounts

• If financials are older than 6 months, then up-to-date, signed management accounts are required

• Personal and business bank statements

• IT34

• Color copies of directors/members/trustee's Identity Document(s)

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