Health Cover

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ARE YOU STRUGGLING TO FIND A GOOD MEDICAL SCHEME? DO YOU RUN YOUR OWN BUSINESS OR WORK FOR A COMPANY THAT DOESN’T OFFER THE BENEFIT OF A MEDICAL SCHEME?

Whether you are a recent graduate, newlywed or early retiree – or perhaps just new to signing up with your own medical scheme – I Mortgage can help. Our services are designed to make it simple and easy to find and choose the best medical scheme cover.

i-mortgage-contact-us_263x236

You need something more?

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PROTECT YOURSELF AGAINST MEDICAL SHORTFALLS

A medical scheme membership does not mean you will not have extra medical expenses.

In the South African medical landscape, the medical practitioner can charge more for in-hospital procedures than what your medical scheme is willing to pay.

That creates a situation where you as the patient go to hospital for Specialist, Anesthetist and Radiology services and you are charged up to 500% of medical scheme rate. The difference between the private doctor’s rate and your medical scheme tariff creates an excess amount which you would be charged for in your personal capacity.

The Solution

To ensure you are not unpleasantly surprised by out-of-pocket expenses after a hospital procedure, invest in a Gap Cover policy.

Gap Cover is a short-term insurance product that could cover that medical shortfall amount that occurs when medical service providers charge more than what the medical scheme would pay. This applies to procedures in a hospital, an unattached operation theater or day clinic.

i-mortgage-contact-us_263x236

You need something more?

+ Medical Aid
i-mortgage-medical-aid_512x307
ARE YOU STRUGGLING TO FIND A GOOD MEDICAL SCHEME? DO YOU RUN YOUR OWN BUSINESS OR WORK FOR A COMPANY THAT DOESN’T OFFER THE BENEFIT OF A MEDICAL SCHEME?

Whether you are a recent graduate, newlywed or early retiree – or perhaps just new to signing up with your own medical scheme – I Mortgage can help. Our services are designed to make it simple and easy to find and choose the best medical scheme cover.

i-mortgage-contact-us_263x236

You need something more?

+ Gap Cover
i-mortgage-gap-cover_512x307
PROTECT YOURSELF AGAINST MEDICAL SHORTFALLS

A medical scheme membership does not mean you will not have extra medical expenses.

In the South African medical landscape, the medical practitioner can charge more for in-hospital procedures than what your medical scheme is willing to pay.

That creates a situation where you as the patient go to hospital for Specialist, Anesthetist and Radiology services and you are charged up to 500% of medical scheme rate. The difference between the private doctor’s rate and your medical scheme tariff creates an excess amount which you would be charged for in your personal capacity.

The Solution

To ensure you are not unpleasantly surprised by out-of-pocket expenses after a hospital procedure, invest in a Gap Cover policy.

Gap Cover is a short-term insurance product that could cover that medical shortfall amount that occurs when medical service providers charge more than what the medical scheme would pay. This applies to procedures in a hospital, an unattached operation theater or day clinic.

i-mortgage-contact-us_263x236

You need something more?