Risk Cover

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YOUR INCOME IS YOUR LIFE LINE – YOUR WAY OF PROVIDING FOR YOUR FAMILY, AND SECURING THEIR FUTURE.

Have you ever given any thought to what would happen if you were unable to earn an income due to injury, illness or disability?

The Income Continuation Benefit is your helping hand in times of need, protecting you against a shortfall in cash flow, providing you with a monthly income to cover your expenses, and guaranteeing you complete peace of mind.

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You need something more?

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PROVIDING SECURITY FOR YOUR FAMILY’S FINANCIAL FUTURE IS MADE SIMPLE WITH SAVVY ADVICE AND PLANNING FROM MSP FINANCIAL SERVICES. IT MAKES SENSE TO CONTACT A FINANCIAL ADVISOR TO ASSIST YOU.

If you need to make sudden lifestyle adjustments because of illness or disability, it can be a strain on your finances. Saving now doesn’t have to cost a lot, but it can safeguard your future. The sooner you get started, the more you will have set aside for those times when you might need it. Discipline is key to a successful savings plan, and our financial advisors can help you work out the best solution for you.

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You need something more?

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WHAT HAPPENS IF YOU BECOME DISABLED AND UNABLE TO WORK?

Partial Disability

If you become disabled but are able to continue working, you are considered to be partially disabled. You will qualify for a payout of 50% of your insured amount.

Temporary Disability

If you are booked off work for a period of time after suffering an injury or disability, and the permanence of your condition is still being assessed, you will qualify for temporary disability. cover. The payout in these circumstances is 2.5% of your insured amount.

Permanent Disability

If you are unable to work as a result of a disability, and will be unable to work for the rest of your life, you will qualify for permanent disability status, and a subsequent payout of 100% of your insured amount.

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You need something more?

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WILL YOU BE ABLE TO FIGHT BACK WHEN YOU NEED TO?

Anyone can be diagnosed with severe illness, whether you are six or 75 years old. Recovering from a severe illness is tough… physically, emotionally and financially.

Enduring a severe illness can put life on hold. The fight back is not easy, but it’s not impossible.

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You need something more?

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THE MSP FAMILY FUNERAL PLAN PROVIDES MONEY FOR FUNERAL AND OTHER FAMILY EXPENSES IN THE EVENT OF YOUR DEATH OR THE DEATHS OF YOUR LOVED ONES AND THE CLOSE RELATIVES YOU CHOOSE TO COVER.
  • This plan covers you (the Primary Covered Person) and all your children under 21 automatically
  • You can also add any of the following people to your Plan from the start or whenever you like in future:
  • Your Partner/Spouse
  • Your own Parents
  • Your Parents-in-law (only if your Spouse/Partner is also covered)
  • Your adult brothers and sisters (over 18 years)
  • The MSP Family Funeral Plan provides cover for all Covered Persons: For Accidental Death – cover starts from the moment you purchase. For Death by Natural Causes – cover starts from the moment you purchase.
  • No medical tests are required
  • Premiums will be calculated according to your (and any Covered Person’s) age
  • Buy your plan and pay your premiums by bank debit order or EFT
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You need something more?

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WHAT MIGHT HAPPEN TO YOUR HOME IF, FOR SOME REASON, YOU WERE UNABLE TO PAY YOUR BOND? THIS IS ESSENTIAL TO CONSIDER WHEN BUYING A PROPERTY.
  • BondAbility is a Bond Insurance Plan that has been specifically designed to provide flexible risk benefits in respect of Home Loan Protection. Think of it as life cover for your home loan. BondAbility provides the homeowner with the ability to maintain their monthly installments in the event of disability and illness and ensures that the family home remains exactly that in the event of death.

Home Loan Protector

  • Life is hard, and sometimes it throws you unpleasant surprises. You work hard to keep a roof over your family’s heads, and they deserve that continued security if something should happen to you.Our Home Loan Protector does exactly that, and you relax knowing that your family will be able to live in a paid off house if you die, are diagnosed with a terminal illness, or disabled.

Why do I need Home Loan Protector?

  • For most of us, keeping a roof over our heads requires some financial assistance in the form of a home loan. While this may be a blessing to some, it can turn into a heavy burden if something happens to the one responsible for paying it off. If your hard-earned cash is contributing towards a home loan, you may require a Home Loan Protector from Absa. We can protect you if:
    • You have an Absa Home Loan
    • Your home loan is less than R1 million
    • You want to protect your family financially by covering any outstanding debt on your property should anything happen to you
    • You want to provide financial security for your family
i-mortgage-contact-us_263x236

You need something more?

+ Income Protection
i-mortgage-income-protection_512x307
YOUR INCOME IS YOUR LIFE LINE – YOUR WAY OF PROVIDING FOR YOUR FAMILY, AND SECURING THEIR FUTURE.

Have you ever given any thought to what would happen if you were unable to earn an income due to injury, illness or disability?

The Income Continuation Benefit is your helping hand in times of need, protecting you against a shortfall in cash flow, providing you with a monthly income to cover your expenses, and guaranteeing you complete peace of mind.

i-mortgage-contact-us_263x236

You need something more?

+ Life Cover
i-mortgage-life-cover_512x307
PROVIDING SECURITY FOR YOUR FAMILY’S FINANCIAL FUTURE IS MADE SIMPLE WITH SAVVY ADVICE AND PLANNING FROM MSP FINANCIAL SERVICES. IT MAKES SENSE TO CONTACT A FINANCIAL ADVISOR TO ASSIST YOU.

If you need to make sudden lifestyle adjustments because of illness or disability, it can be a strain on your finances. Saving now doesn’t have to cost a lot, but it can safeguard your future. The sooner you get started, the more you will have set aside for those times when you might need it. Discipline is key to a successful savings plan, and our financial advisors can help you work out the best solution for you.

i-mortgage-contact-us_263x236

You need something more?

+ Disability Cover
i-mortgage-disability_512x307
WHAT HAPPENS IF YOU BECOME DISABLED AND UNABLE TO WORK?

Partial Disability

If you become disabled but are able to continue working, you are considered to be partially disabled. You will qualify for a payout of 50% of your insured amount.

Temporary Disability

If you are booked off work for a period of time after suffering an injury or disability, and the permanence of your condition is still being assessed, you will qualify for temporary disability. cover. The payout in these circumstances is 2.5% of your insured amount.

Permanent Disability

If you are unable to work as a result of a disability, and will be unable to work for the rest of your life, you will qualify for permanent disability status, and a subsequent payout of 100% of your insured amount.

i-mortgage-contact-us_263x236

You need something more?

+ Critical Illness Cover
i-mortgage-critical-illness_512x307
WILL YOU BE ABLE TO FIGHT BACK WHEN YOU NEED TO?

Anyone can be diagnosed with severe illness, whether you are six or 75 years old. Recovering from a severe illness is tough… physically, emotionally and financially.

Enduring a severe illness can put life on hold. The fight back is not easy, but it’s not impossible.

i-mortgage-contact-us_263x236

You need something more?

+ Funeral Cover
i-mortgage-funeral-cover_512x307
THE MSP FAMILY FUNERAL PLAN PROVIDES MONEY FOR FUNERAL AND OTHER FAMILY EXPENSES IN THE EVENT OF YOUR DEATH OR THE DEATHS OF YOUR LOVED ONES AND THE CLOSE RELATIVES YOU CHOOSE TO COVER.
  • This plan covers you (the Primary Covered Person) and all your children under 21 automatically
  • You can also add any of the following people to your Plan from the start or whenever you like in future:
  • Your Partner/Spouse
  • Your own Parents
  • Your Parents-in-law (only if your Spouse/Partner is also covered)
  • Your adult brothers and sisters (over 18 years)
  • The MSP Family Funeral Plan provides cover for all Covered Persons: For Accidental Death – cover starts from the moment you purchase. For Death by Natural Causes – cover starts from the moment you purchase.
  • No medical tests are required
  • Premiums will be calculated according to your (and any Covered Person’s) age
  • Buy your plan and pay your premiums by bank debit order or EFT
i-mortgage-contact-us_263x236

You need something more?

+ Bond Cover
i-mortgage-bond-cover_512x307
WHAT MIGHT HAPPEN TO YOUR HOME IF, FOR SOME REASON, YOU WERE UNABLE TO PAY YOUR BOND? THIS IS ESSENTIAL TO CONSIDER WHEN BUYING A PROPERTY.
  • BondAbility is a Bond Insurance Plan that has been specifically designed to provide flexible risk benefits in respect of Home Loan Protection. Think of it as life cover for your home loan. BondAbility provides the homeowner with the ability to maintain their monthly installments in the event of disability and illness and ensures that the family home remains exactly that in the event of death.

Home Loan Protector

  • Life is hard, and sometimes it throws you unpleasant surprises. You work hard to keep a roof over your family’s heads, and they deserve that continued security if something should happen to you.Our Home Loan Protector does exactly that, and you relax knowing that your family will be able to live in a paid off house if you die, are diagnosed with a terminal illness, or disabled.

Why do I need Home Loan Protector?

  • For most of us, keeping a roof over our heads requires some financial assistance in the form of a home loan. While this may be a blessing to some, it can turn into a heavy burden if something happens to the one responsible for paying it off. If your hard-earned cash is contributing towards a home loan, you may require a Home Loan Protector from Absa. We can protect you if:
    • You have an Absa Home Loan
    • Your home loan is less than R1 million
    • You want to protect your family financially by covering any outstanding debt on your property should anything happen to you
    • You want to provide financial security for your family
i-mortgage-contact-us_263x236

You need something more?