FIRST-TIME HOMEBUYERS

083 890 0333

info@imortgage.co.za

Buying your first home can prove to be quite a daunting task but we have compiled a few easy steps to assist.

Benefits of Pre-qualification

No obligation

No Cost

Expertise and specialized knowledge

Cost and time saving

Convenience

Fast Approval

Secure Approvals

Best Interest Rates

Problem Escalation

Best Service and independent advice

80% of all bonds are secure through us

Calculate your affordability

Simply use our bond calculator and enter your gross monthly household salary, insert your expenses and this, in turn, will give you the amount you qualify for, as well as the monthly repayment.

Agree on a location

The location is very important, as it will determine the price and the future growth of your home. It is also wise to know the reputation of the area, the proximity from schools, shops and other amenities.

Signing the offer to purchase

Once the seller accepts your offer you will enter into a legally binding contract called the OTP (offer to purchase). Ensure you understand all the clauses pertaining to the OTP as well as the timeline stipulated therein.

Applying for bond finance

This is the easy part. Simply follow the list of documentation required and forward it to us. We will assist you from start to finish in securing the best deal at the best rate for you, absolutely free of charge.

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